Importance of Natural Resources


Reader Comments

  1. Sign up bonus is free other than the opportunity cost of spending on that new card instead of what’s in your wallet currently or another card working towards a sign up bonus

  2. Its time to tell the WHOLE TRUTH about so-called "perks" or rewards. For instance, AmEx Platinum annual fee = 550 less 200 airline cr + 100 Saks Fifth Ave cr + 120 Uber cr bringimg AF down to 30…in REALITY, these are REBATES disguised as credits. The money was actually yours from the start. It is returned in small increments with conditions making it hard to redeem in hopes you will forfret alltogether.😡🤯

  3. I do have a different mindset when I am trying to reach a minimum spend on a new card than when I am just using it like a debit. Hitting that spending goal becomes a task I try and complete ASAP

  4. I would say that it's not free if you had to pay an annual fee upfront. Sure Sign up bonus is greater than the annual fee, but you're still paying the annual fee.

    Anything that's no annual fee or annual fee waived first year, then yes it's free money.

  5. If you come out ahead, it’s free money. If you were going to spend the money anyway, and you get a bonus, it’s free to me.

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